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Strategy for Dealing with Mortgage Examiners
The Consumer Financial Protection Bureau’s ability-to-repay and qualified-mortgage rules are in effect, and they apply to all closed-end consumer credit transactions that are secured by a dwelling of...
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CFPB Proposes Changes to HMDA Reporting Requirements
On July 24, 2014 the Consumer Financial Protection Bureau (CFPB) proposed a rule to change the information reported about the residential mortgage market. The proposal would update reporting...
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